Owners' association · the documents

The deed of division and house rules, explained

Everything a Dutch owners' association can and cannot decide comes from three documents. They are almost always in Dutch, and almost nobody reads them until there is a problem.

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We are a family business based in Rotterdam. A growing share of our clients moved here from elsewhere, which is why we set the process up to work without you having to navigate the Dutch system yourself.

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One point of contact who works in English, with written summaries of every decision so nothing depends on a conversation.

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Structural engineer, permit application and the owners' association request, started in parallel so they stay off your critical path.

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We look at feasibility as well as condition, at the point where the information can still change your decision.

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A specified quotation with labour and materials separated, exclusions stated and payment tied to progress rather than to dates.

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On the renovation work we carry out, alongside the manufacturer warranties on the products we install.

In short
  • The deed of division is the notarial deed that created the apartment rights; it outranks everything else.
  • It incorporates a set of model regulations by reference — which year applies matters.
  • The house rules are practical and easier to change, but subordinate to the deed.
  • The accompanying drawing shows exactly where your private part begins and ends.
  • Amending the deed requires a notarial act and a heavy majority; the house rules do not.

When people ask us whether they can knock through a wall, glaze a balcony or lay a wooden floor, the honest answer is always the same: it depends on your documents. This guide explains what those documents are, how they relate to each other and what to look for in yours. For the wider picture, start with the VvE explained.

The three documents and which one wins

DocumentWhat it doesHow hard to change
Deed of division (splitsingsakte)Creates the apartment rights, defines units and shares, states what is communalNotarial act plus a heavy majority; in practice, rarely
Regulations (reglement)The rulebook, usually a standard model incorporated by reference with amendmentsPart of the deed, so changed with the deed
House rules (huishoudelijk reglement)Day-to-day rules: noise, working hours, pets, use of shared spacesDecision of the meeting; comparatively easy

If two documents conflict, the higher one wins. A house rule that contradicts the deed does not hold.

There is a fourth item that is not a document but matters as much: the drawing filed with the deed. It shows, in plan, exactly which surfaces belong to which apartment. When someone argues about whether a balcony, a storage box in the basement or a section of loft is yours, this is what decides it.

What is in the deed of division

A deed of division typically contains:

  • A description of the building and the land it stands on.
  • A list of the apartment rights, each numbered, with a description of what it comprises.
  • The share each apartment right holds. This determines both what you contribute and how much your vote weighs. Shares are not always proportional to floor area; older deeds sometimes use other keys.
  • A statement of what is communal. Often phrased as a list of what is not private, which is why it is worth reading carefully.
  • The applicable regulations, incorporated by reference with any amendments.
  • Special provisions, if any: exclusive use rights over a garden or roof terrace, restrictions on use, sometimes rules on letting.

For an international owner, the two lines that matter most are the share and the definition of communal parts. Everything financial follows from the first; everything about renovation follows from the second.

Model regulations: why the year matters

Rather than writing a rulebook from scratch, almost every Dutch deed incorporates a standard model produced by the notarial profession. Several versions exist, published in different years, and buildings carry whichever model applied when they were divided — unless the deed has since been amended.

Why that matters:

  • The versions differ on alterations: how much freedom you have inside your own apartment and what needs consent.
  • They differ on noise and floor coverings, which is the most disputed subject in Dutch apartments.
  • They differ on who maintains what at the boundary between private and communal — window frames and balconies especially.
  • They differ on majorities required for certain decisions.

So a rule your friend in another building quotes with confidence may simply not apply to you. Find out which model your deed uses before assuming anything.

How to find it

The deed states which model it incorporates, usually near the beginning and by year. If you cannot locate it, the manager or the notary who handled your purchase can tell you in a minute.

The house rules

The huishoudelijk reglement is where the practical life of the building is regulated. Typical content:

  • Permitted working hours for renovation and noisy activity, and often a restriction around holidays.
  • Floor covering requirements, expressed as a minimum improvement in impact-noise insulation.
  • Rules on balconies: what may be placed there, whether awnings or screens are allowed, drying laundry.
  • Shared spaces: bicycles, prams, storage in the stairwell, use of the lift during a move.
  • Pets, refuse, parking.
  • Letting, including short-stay, where the deed allows the association to regulate it.

House rules can be adopted and amended by a decision of the meeting, so they change more often than the deed. Ask for the current version rather than relying on the copy you received at purchase.

Reading your own deed: what to look for

If you have the document but not the patience, these are the passages that actually affect you:

  1. Your share. Compare it with your neighbours' relative to floor area. An unusual share is worth understanding.
  2. The definition of communal parts. Specifically: window frames, balconies, roof terraces, the floor construction and the pipework.
  3. The clause on alterations. What you may do inside without consent, and what triggers a decision of the meeting.
  4. Exclusive use rights. If you have a garden, roof terrace or storage area, check whether it is yours or communal-with-exclusive-use. The maintenance obligation differs.
  5. Restrictions on use. Some deeds restrict commercial use, short-stay letting or subdivision.
  6. Anything unusual. Amendments are often appended at the end and are easy to miss.

If you are having any of this translated, translate those six. It is a fraction of the document and covers most of what you will ever need.

Changing the deed or the rules

The house rules can be amended by a decision of the meeting. If the current rules are outdated — a noise standard that predates modern flooring, for example — this is the realistic route.

The deed of division is another matter. Amending it requires a notarial act, a heavy majority of owners and registration with the Land Registry. It happens, for example when a building is extended, when shares are recalculated or when the split itself changes, but it is a project rather than an item on an agenda.

Practical consequence: if what you want to do conflicts with the deed, do not plan around a future amendment. Design within what the deed permits, or find a variant that achieves the same result without touching a communal element.

A partial opening that keeps a pier standing is often a good answer when a full opening is difficult — structurally and in terms of consent.

Read about removing a wall in an apartment →

Summary

Three documents govern everything: the deed of division, the regulations it incorporates and the house rules. The deed outranks the rest and is hard to change; the house rules are practical and comparatively easy to amend. Which model regulations apply to your building matters, because the versions differ precisely on the points that cause disputes — alterations, floor noise and who maintains the boundary elements. Read six passages rather than the whole thing: your share, the definition of communal parts, the alterations clause, exclusive use rights, restrictions on use and any amendments at the end.

Next: getting permission to renovate or service costs and the reserve fund.

Not sure what your deed allows?

Send us the deed and the house rules with your plans. We will tell you what is feasible, what needs consent and what a good alternative would be.

FAQ

Frequently asked questions about the deed of division

What is a splitsingsakte?
The notarial deed that legally divides a building into separate apartment rights. It defines each unit, sets the share each owner holds, states what is communal and incorporates the applicable regulations. It is registered with the Land Registry and binds every future owner.
Which document wins if they conflict?
The deed of division outranks the regulations it incorporates, and both outrank the house rules. A house rule that contradicts the deed does not hold, however long it has been applied in practice.
Why does the year of the model regulations matter?
Because the versions differ on exactly the points that cause disputes: how much you may alter inside your own apartment, floor covering and noise, who maintains window frames and balconies, and which majorities are required. A rule that applies in another building may not apply in yours.
What is the splitsingstekening?
The drawing filed with the deed showing, in plan, which surfaces belong to which apartment. It is what decides arguments about balconies, storage areas or sections of loft. Always request it together with the deed itself.
How is my share determined?
It is set in the deed and determines both your contribution and the weight of your vote. It is often related to floor area, but not always; older deeds sometimes use other keys. If your share looks unusual relative to your neighbours', it is worth understanding why.
Can the house rules be changed?
Yes, by a decision of the owners' meeting. That makes them the realistic route if something is outdated, such as a noise standard written before modern flooring. Always ask for the current version rather than relying on the copy from your purchase.
Can the deed of division be amended?
Yes, but it requires a notarial act, a heavy majority of owners and registration with the Land Registry. It is a project rather than an agenda item, so do not plan a renovation around a future amendment.
What does exclusive use of a roof terrace mean?
That the surface is communal but only you may use it. The practical question is who maintains it and who pays when the waterproofing beneath fails. That answer is in the deed, and it differs between buildings.
Do the documents exist in English?
Almost never. Have the passages on alterations, noise and floor coverings translated at minimum; those three account for most disputes. A full translation is rarely necessary.
Where do I get my deed if I do not have it?
From the notary who handled your purchase, from the VvE manager, or from the Land Registry. It is a public register, so a copy is straightforward to obtain.
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